The insurance industry loves to use labels and designations made up of endless letters. Each set of letters looks like someone just dumped a Scrabble game out on the table. Usually meaningless to the casual observer, but they might be more important than you realize. 

E...

Nebraska has adopted a new method of transferring ownership of real estate upon the death of the owner. Effective January 1, 2013 we may now use a revocable transfer on death deed (“TOD Deed”) in Nebraska.

The TOD Deed will operate in a similar fashion to a payable on d...

Note: This information is from multiple sources and is not intended to be legal advice but to be used as general educational material only. For all legal advice, you should consult an attorney.

All of us would like pass on a little something to our children or other lov...